Budgeting & spending

Know where every dollar goes.

KinMeUp is the proactive financial organiser for your household. Securely connect your bank feeds and it tracks every transaction, categorises it, and builds tailored budgets for the week, month or year ahead.

Connected accounts
3 banks · updated 2 min ago
Woolworths Camberwell
−$143.20
BP Service Station
−$68.40
Westfield Primary fees
−$210.00
Industry Beans
−$12.80
Jetstar flights (QLD)
−$642.00
Categorising…
Your budget
May 2026
Spent
$4,218
of $5,400
Groceries$1,432
School & kids$980
Transport$612
Leisure$244
KinMeUp suggestion

Transport is trending 12% over plan this month. Shifting $60 from Leisure keeps June on track. Want me to update the budget?

Connect once. Budget yourself in minutes.
How it works

From bank feeds to a plan you'll actually stick to.

Three gentle steps. Read-only, secure, and never sold.

Step 01

Connect securely

Link the bank accounts you already use (CommBank, ANZ, NAB, Westpac, ING and more) through Australia's Consumer Data Right. Read-only, revocable in one tap.

Step 02

KinMeUp learns your patterns

Every transaction is categorised automatically: groceries, fuel, school fees, after-school activities, takeaway. No spreadsheets. No manual tagging.

Step 03

Budgets, tailored for your family

KinMeUp builds a realistic budget for next week, next month or the whole year, grounded in how your family actually spends, not a generic template.

A proactive financial organiser, not a guilty spreadsheet.

KinMeUp quietly watches the household's spending, explains what's changed, and nudges you before a trend becomes a problem.

Week, month, year · on tap

Flip between horizons with one click. Plan Friday's grocery run, Saturday's weekend spend, or the full year's holiday savings, all from the same view.

Overspend alerts, not shame

Warm, timely nudges when a category is trending over budget, with a specific, doable adjustment you can accept or dismiss.

Household overview
April 2026
On track
Groceries
$1,432 / $2,000
School & kids
$980 / $1,800
Transport
$612 / $700 ↑12%
Leisure & eating out
$244 / $760
Home & bills
$950 / $950
Projected month-end+ $186 left

Bank-grade secure

Powered by Australia's Consumer Data Right. 256-bit encryption in transit and at rest. Read-only access, revocable any time.

Savings goals that stick

Name a goal (Bali 2027, school camp, emergency fund). KinMeUp shows exactly what to set aside this week to reach it, without breaking the rest of the budget.

Pricing

One plan per household.

Start free. Upgrade when KinMeUp earns its keep — most families do, within a fortnight.

Free
Solo

Try the assistant, no card required.

$0/ month
Start free
  • 1 family member
  • 1,000 AI messages / month
  • Email inbound
  • Calendar, notes & Google Calendar sync
  • WhatsApp channel
  • Budgeting, Groceries, Travel & Journaling
Couple
2 members

Share the load with your partner.

$39.99$9.99/ month
Choose Couple
  • 2 family members
  • Unlimited AI messages
  • WhatsApp channel
  • Email inbound
  • Calendar, notes & Google Calendar sync
  • Budgeting, Groceries, Travel & Journaling
Most popular
Family
Up to 8

Everyone, including the inlaws.

$49.99$19.99/ month
Choose Family
  • Up to 8 family members
  • Unlimited AI messages
  • WhatsApp channel
  • Email inbound
  • Calendar, notes & Google Calendar sync
  • Budgeting, Groceries, Travel & Journaling
Get started today

Take the mental load off money, too.

Connect your first bank in under a minute. Free for 14 days, no card required.

No credit cardRead-only bank accessAustralian-hosted data